Bitcoin Loans Market
Description
Bitcoin Loans Market is an independent comparison site for Bitcoin-backed loans. We track every major lender in one place: rates, loan-to-value limits, custody models, rehypothecation risk and KYC requirements. Most Bitcoin holders do not want to sell. A Bitcoin-backed loan lets you access liquidity while keeping your stack. The problem is that lenders vary widely. Some hold your coins in segregated custody. Others lend them out and take on risk you may not know about. The headline rate rarely tells you which. We built this so you can compare the full picture before you borrow. No login required. No email gate. We earn referral fees from some providers, disclosed on every offer, but fees never influence the data we show or how offers are ranked. We also cover Bitcoin yield products for holders who want their Bitcoin working without selling. Independent. Bitcoin-only. Updated weekly.
Features
- Bitcoin Loan Comparison: Compare Bitcoin-backed loans from various providers based on key metrics like APR, LTV, and custody model.
- Live Rate Leaderboard: View the cheapest Bitcoin loans ranked by published headline APR, along with custody and rehypothecation details.
- No Credit Impact: Browsing the comparison table does not affect your credit score, as no checks are performed.
- Loan Repayment Calculator: Estimate monthly repayments, total interest, and total repayable on a Bitcoin-backed loan using various inputs.
- Types of Bitcoin Loans: Compare different types of Bitcoin loans including CeFi, DeFi, open credit lines, and P2P loans.
Team
- bitcoinlo - Founder
FAQ
What is a Bitcoin-backed loan?
A loan where your Bitcoin is the collateral. You hand custody to the lender, draw cash or stablecoins, and pay interest until you repay the principal.
Will comparing on this site affect my credit score?
No. We do not run any kind of check on you to view the comparison table.
How do you make money if I am not paying anything?
Providers pay us a referral fee when you click through and complete a loan or deposit.
Are these loans safe?
No loan is fully safe. The dominant risks include collateral rehypothecation, sudden liquidation, and operator default.
Do I need to pass KYC?
Not always. Several providers operate without KYC, usually with smaller maximum loan sizes.
Technologies
Next.js
